Our Services

Have you stopped for a second and asked yourself if you need life insurance? If have someone in your life that depends on you financially, life insurance is an important topic you should not ignore. It can do more than replace a lost income - it can pay for final expenses, a mortgage, your child's education and even provide with living benefits for you. Finding the correct policy for you can be a daunting task and even intimidating. We are here to help you sort everything out and help define what best suits your needs. With access with over 25 different carriers, we can find you the best policy at the best rate. From a personal policy to providing benefits to employees. We can help you attain your goal.

Term Insurance

The most economic way for coverage. Term insurance offers coverage with level premiums (payment installments that do not change) for periods of 10, 15, 20 and 30 years Once term expires, it renews at current age and health conditions. These policies do not accumulate any cash value. Conversion to whole life available. Carriers set conditions for conversions.

Permanent Insurance

Whole Life Policies offer permanent coverage for policy holders. No need to worry about duration of coverage as long as premiums are paid. Can be paid over a period of time before it's considered "paid up" and no more premiums are required. Capable of accumulating cash value that can be used by policy holders.

Univeral Life Policies are also a type of permanent insurance which can use an index or variable set up to accumulate cash value.

Annuities

Annuities can help you supplement your retirement by offering an income stream and can be set up for 5, 7, 10, 15 and 20 years before they provide an income stream. Annuities can be funded with transfers from other retirement accounts or personal funds. We work with Guaranteed Annuities and Fixed Index Annuities.

Medicare

We can help you answer all the questions you may about Medicare as well as help you select a comprehensive plan for you to help you maximize your benefits.

Get a Quote

Let us help you find the right program for you. There is no commitment. Free.